Plans We Offer

Companies We Currently Recommend
Authorized Agent for the following carriers:
Aetna
Allied Short Term
American Republic
Anthem Blue Cross/Blue Shield
Anthem Blue Cross - Tonik

Assurant Health
Time Insurance
Beta Health Dental
Diplomat International
Humana
Mutual of Omaha
United Healthcare
(Marketed through Golden Rule, a wholly owned subsidiary)
Value Benefits of America
World Insurance

Family & Individual Plans

Looking for a low-cost alternative to expensive group insurance or COBRA? This may be the answer—provided you are in excellent health. You'll need to provide an extensive health history (that's a hassle!), but if you qualify you'll typically save 30% to 50% on your premiums compared to group health insurance (that's very nice!).

Seniors & Medicare Plans

Congratulations, you've reached the milestone age of 65! Many things are changing for you, not the least of which is a change in your health insurance as you go on Medicare. Many people are filled with worry, questions and confusion. "Will Medicare be enough?" "What kind of Medicare supplement should I get?" "What about drug coverage?" "Will pre-existing conditions be covered?" "How much will all this cost me?" Well, we've got good news for you! You have many choices, and they are
good—really good! It's just a matter of figuring out which is the best option for you! So click on our Seniors link above to get educated! We can also help you if you are UNDER 65 and on Medicare due to a DISABILITY. You must strictly observe the open enrollment deadlines. Some occur yearly, while some only occur once in a lifetime. Contact us as soon as you get your Medicare eligibility notice.

International Travel Plans

So, you're going on that dream vacation in a couple of weeks? Your tickets are bought; your itinerary is planned out. You are ready for FUN! But what if an accident strikes or you get unexpectedly and seriously ill? That dream vacation could quickly become a nightmare after you realize that most insurance plans either don't cover you outside the country or severely cut back on their coverage. Medicare, for example, does not cover you outside the United States. It's best to purchase an international travel policy that is expressly made for travelers. One of the best features of the plan is the Emergency Medical Evacuation, which can bring you to the best hospital for your needs—it can even bring you back to the United States! This policy is extremely affordable, so don't leave home without it!

Student Plans

Plans especially tailored for college students!

  • great benefits
  • super-low premiums
  • extra good coverage for accidents & injuries

We especially recommend these over school provided insurance, because unlike school plans, our plans do not terminate upon graduation or if you drop out of school. This means that even if you are having expensive medical procedures, our plan will keep paying even after you leave college!

Short Term Plans

Perfect for those needing health insurance for short periods of time—for example, graduating students, people waiting to get on a group plan or those in-between jobs. The policy is good for a maximum of 6 months. Premiums are very low and approval typically takes only 1 to 2 days.

Accident Plans

For families with children or for those who are active in sports or outdoor activities, these plans give you protection for the thing that is most likely thing to happen to
you—accidents. The deductible is usually only $100 per accident and covers you for such things as school sport injuries, skiing, mountain climbing, slip and fall on the ice, bike, motorcycle or car accident, dog bites, and much more. Premiums are low, low, low!

Dental Plans

Everyone wants dental coverage; but are the premiums affordable...and how good is the coverage? Here you will learn about your options for this popular insurance.

HSA's (Health Savings Accounts Plans)

This plan is for those who want:

  1. rock bottom prices with coverage that covers them for huge catastrophic bills;
  2. coverage for annual check-ups, pap smears, mammograms, well-child visits and immunizations—all without a deductible;
  3. allows you to put money into a special health savings account for which you get a tax-deduction.

Maternity Plans

Expecting a visit from the stork, but wondering how to pay for that bundle of joy? We have plans to help you out, provided you give us enough lead time.