Accidental Supplement Insurance

For Colorado families with children or for those who are active in sports or outdoor activities, these accident insurance plans give you protection for the most likely thing to happen to you—accidents.

Questions? Call us at 800-553-1444 or click an orange "Apply now" button!

Advantages:

  • The deductible is usually only $100 per accident.
  • Premiums are low, low, low!
  • Covers you for accidents such as sport injuries, skiing, mountain climbing, slip and fall on the ice, bike, motorcycle or car accident, dog bites, spider or snake bites, etc.
  • You can see any doctor, any hospital, anywhere in the world!
  • Used in combination with a high deductible medical plan, you can save money while minimizing your risk by having extra coverage for accidents with a low deductible. Read about this Combo Strategy.

Disadvantages

  • These plans will not cover illnesses—only injuries and accidents.
  • This is only a supplement. Coverage caps at $2500 to $10,000, depending on plan chosen. You'll need regular insurance to pick up after that.
  • Rodeo is specifically excluded from coverage.
Companies We Currently Recommend
Authorized Agent for the following carriers:
Basic Plan
  • Plan Features:
  • $100 deductible per accident, then pays 100% up to $2500 per accident, plus
  • Plan pays up to $4000 for emergency air helicopter (worldwide), plus
  • Plan pays $5000 for accidental death and dismemberment
  • $34.95 per month per individual or family, so you might as well insure the entire family for the same price!
Basic Plus Plan
  • Plan Features:
  • $100 deductible per accident, then pays 100% up to $5000 per accident, plus
  • Plan pays up to $4000 for emergency air helicopter (worldwide), plus
  • Plan pays $5000 for accidental death and dismemberment
  • $44.95 per month per individual or family
Basic Premier Plan
  • Plan Features:
  • $250 deductible per accident, then pays 100% up to $10,000 per accident, plus
  • Plan pays up to $4000 for emergency air helicopter (worldwide), plus
  • Plan pays $10,000 for accidental death and dismemberment
  • $64.95 per month per individual or family